Privacy Policy
Last updated: February 2026
HAP Installments (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information in the Philippines.
1. Information We Collect
We collect only information necessary to evaluate and process installment requests, including:
- Full name
- Contact details (mobile number, email, Facebook account)
- Basic identification information
- Expense details (tuition, travel, or similar)
- Payment-related information voluntarily provided
We do not collect unnecessary or excessive personal data.
2. How We Use Your Information
Your information is used strictly to:
- Review and process installment requests
- Communicate with you regarding your application
- Prepare agreements and payment schedules
- Release payments directly to schools or vendors
- Maintain basic business records
We do not sell, trade, or rent your personal information.
3. Sharing of Information
We may share limited information only when required to:
- Complete payments with schools or vendors
- Comply with applicable Philippine laws or lawful requests
We do not share your information with third parties for marketing purposes.
4. Data Protection
We take reasonable measures to protect your personal information against unauthorized access, misuse, or disclosure. Access is limited to what is necessary for business operations.
5. Data Retention
Personal information is retained only for as long as needed to complete transactions, manage records, or comply with basic legal and operational requirements.
6. Your Rights
You may request to:
- Review your personal information
- Correct inaccurate or outdated details
- Ask questions about how your data is handled
Requests may be made by contacting us through our official Facebook Page.
7. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.
8. Contact Us
For privacy-related questions or concerns, please contact us via our official Facebook Page.